The First National Bank of Bells Savoy is committed to making all of your banking needs as simple and convenient as possible. We offer a variety of savings and investment accounts to suit your individual financial needs.

With The First National Bank of Bells Savoy’s Money Market Account you have the ability to retain liquidity in your funds. Put your money to work for you with a higher rate of interest and the flexibility of writing checks.

• Minimum balance to open is $2,500.00
• Detailed monthly statement with images
• Daily balance computation method to calculate the interest on your account
• Interest is compounded monthly
• An average daily balance of $1,000.00 must be maintained to obtain the disclosed annual percentage yield
• FREE for accounts maintaining a balance of $2,500.00 or more
• Service charge of $12.50 if the balance in the account falls below $2,500.00 any day of the cycle
• Federal regulations limit third-party or pre-authorized transfers to six per month of which no more than three may be by checks, draft, or debit card to 3rd party

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Enjoy competitive interest rates and ready access to your funds with The First National Bank of Bells Savoy’s savings account.

• Minimum balance to open is $100.00
• Daily balance computation method to calculate the interest on your account
• Interest is compounded quarterly
• A monthly service charge fee of $10.00 if the balance falls below $100.00 any day of the month
• An excess activity fee of $2.00 will be charged for each withdrawal in excess of six during a quarter
• Transfer from a savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per quarter with no more than three transfers by draft, debit card, or similar order to third parties

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If you have long-term savings goals and are seeking higher rates, then The First National Bank of Bells Savoy’s Certificate of Deposit (CD’s) are an excellent choice.

• The First National Bank of Bells Savoy’s CDs have the security of FDIC Insurance
• Minimum balance to open is $500.00
• Available in various maturities and terms
• Interest is compounded quarterly
• You may choose to have monthly interest checks mailed to you, transferred automatically to a checking or savings account or added back to your CD account to earn interest along with your principal
• Automatic renewal
• Penalty for early withdrawal

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We can help you plan for the future with our retirement accounts.

• Insured to $250,000 by the FDIC (in addition to normal FDIC insurance)
• Minimum balance to open is $500.00
• Interest is compounded quarterly
• Automatic renewal
• Penalty for early withdrawal

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