| ACCOUNT FEES |
| Cashier Checks |
$5.00 |
| Insufficient Checks |
$30.00 / item |
| Checks paid into Overdraft |
$30.00 / item |
| Stop Payment Orders |
$30.00 / stop payment - Effective for 6 months |
| Return Items/Charge Backs |
$10.00 / item |
| Balance Inquiries using telephone banking or internet |
FREE |
| Balance Inquiries not using telephone banking or internet |
3 FREE / month; $3.00 each additional |
| Telephone Transfer using telephone banking or internet |
FREE |
| Telephone Transfer not using telephone banking or internet |
$3.00 |
| Account research (minimum $10.00, $2.00 per copy) |
$30.00 / hour |
| Account Balancing assistance (minimum $10.00) |
$30.00 / hour |
| Snapshot statement |
$5.00 |
| ACH returns |
$30.00 |
| Photocopies |
$.50 each |
| Check cashing (noncustomer) |
$15.00 |
| Not-on-us item |
$15.00 or 1%, whichever is greater |
| Check printing |
Fee is dependent upon style and quantity of checks ordered
|
| Oil land leases |
$5.00 |
| Incoming Fax per page |
$2.00 |
| Outgoing Fax per page |
$5.00 |
| Long distance U.S., Individual Telephone Call |
$7.50 / call |
| Depository lock bag |
$20.00 |
| Depository zipper bags |
$5.00 |
| Night depository keys |
$3.00 |
| Account closed within 60 days of opening |
$20.00 |
| Deposit Corrections |
$2.00 |
| Vault services, excess cash |
$.50 / currency strap |
| Visa gift cards (reloadable) |
$5.00 |
ATM Transactions
|
ATM Transactions at First National Bank of Bells/Savoy are free to customers of First National Bank of Bells/Savoy |
| SAFE DEPOSIT BOXES |
| 3 x 5 x 21 |
$20.00 annually |
| 3 x 10 x 21 |
$28.00 annually |
| 5 x 10 x 21 |
$35.00 annually |
| 7 x 10 x 21 |
$45.00 annually |
| 10 x 10 x 21 |
$50.00 annually |
| 1 Key lost |
$50.00 change lock & issue 2 keys |
| 2 Keys lost includes Fee for Drilling |
$150.00 drill, replace lock & issue 2 keys |
| COLLECTIONS |
| Incoming |
$15.00 |
| Outgoing |
$10.00 |
| TRAVELER'S CHECKS |
| Standard Traveler's checks |
1% of amount purchased |
| Traveler’s checks (1 signer) |
1% of amount purchased |
| Traveler’s checks (2 signers) |
2% of amount purchased |
| WIRE TRANSFER FEES |
| Outgoing |
$15.00 each |
| Incoming |
$10.00 each |
| ATM TRANSACTIONS |
| Transactions at First National Bank of Bells Savoy machines |
FREE |
| Transactions at other locations |
$2.00 |
| Account Inquiry at other locations |
$.50 / inquiry |